Contractors all Risk

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Risk Covered:

The policy covers two sections:

Section I – Material damage

  • The policy covers physical losses, damages or destruction of property due to any cause other than those specifically excluded in the policy.

Section II – Third-party liability.

  • The policy covers the legal liability falling on the insured contractor as a result of physical injury or property damages suffered by a third party.


  • Cross liability
  • Removal of debris expenses
  • Express freight, overtime charges
  • Air freight
  • Additional customs duty
  • Escalation
  • Owners’ surrounding property


The Policy will not cover any claim related to:

  • War and related perils
  • Nuclear reactions, radiation or radioactive contamination
  • Willful act or willful negligence of the insured
  • Cessation of work
  • Defective material or poor labor work
  • Inventory losses
  • Faulty design
  • Consequential losses