Electronic Equipment

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Risk Covered:

  • Fire
  • Lightning & Explosions
  • Electrical & mechanical breakdown
  • Flood & water damage
  • Extraneous impact & collision
  • Cyclones, storms& other atmospheric disturbances
  • Burglary & theft
  • Failure or air-conditioning equipment
  • Negligence, faulty operations, carelessness
  • Riots, strikes & malicious damages
  • Entry of foreign bodies or dirt


  • Escalation
  • Express freight
  • Airfreight, additional custom duty
  • Third party liability
  • Owners surrounding property
  • External data media
  • Increased functioning costs


  • Willful acts or gross negligence
  • War or warlike operations, nuclear reactions, radiation or radioactive contamination
  • Wear and tear
  • Faults or defects which the supplier/manufacturer/maintenance contractor is responsible for
  • Loss, destruction or damage directly caused by pressure, wave caused by aircraft and other aerial devices traveling at sonic or supersonic speeds
  • Loss or damage to the property covered under this Policy falling under the terms of the Maintenance Agreement; and Policy Excess – This is the first amount of any claim that you have to bear